ChatGPT Plus vs Claude Pro: usage limits compared (Oct 2026)

ChatGPT starts at $8/mo, Claude at $20/mo. Both have a free plan. Every plan from both vendors, the limits each one actually publishes, and what changed recently, with a source on every line.

Chat assistantsChecked Sources on every line

The short answer

Verdict from the data
Cheaper to start
ChatGPT. ChatGPT Go is $8/mo; the cheapest Claude plan, Claude Pro, is $20/mo ($12 more).
Free plan
Both have one. What each includes is quoted under Free plans below.
Top of the ladder
ChatGPT Pro 500 at $500/mo vs Claude Max 20x at $200/mo.
Paying yearly
Claude takes up to 15% off (Pro); ChatGPT shows no yearly discount on the plans we track.
Hard numbers
Neither vendor publishes exact allowances, so the limits below are quoted, not counted.
Latest move
Claude, 7 Oct 2026: Claude Max now includes monthly API credits ($100 on Max 5x, $200 on Max 20x).

Pick ChatGPT if you want the lowest monthly bill. Beyond price and free access, the deciding factor is which models and features you need; we track the money, not the model quality.

Head to head

FactChatGPTClaude
Free planFree tierFree tier
Cheapest planGo · $8/moPro · $20/mo
Top planPro 500 · $500/moMax 20x · $200/mo
Plans tracked54
Yearly discountNone shownup to 15%
Allowance periodsNot stated5-hourWeekly
Latest changenew tierlimit cut benefit added
Last checked

Closest price match: ChatGPT Plus vs Claude Pro

Plus

$20/mo
Limits Expanded messages/uploads, advanced reasoning with GPT-6, expanded deep research and Codex. 'Limits apply'; message caps may vary with demand and are not published.Source: help.openai.com · checked 2026-10-16

Pro

$20/mo
Annual: $200 billed up front
Limits More usage than Free per five-hour session plus a weekly limit across all models (resets at a fixed weekly time per account). Message counts not published; vary by message length, attachments, model. Claude Code included, sharing the same limits.Source: support.claude.com · checked 2026-10-16

Every plan side by side

ToolPlanPriceLimits as stated & source
ChatGPTGo$8/mo
More messages with tools, more uploads, image creation and voice than Free; longer memory. May include ads. Exact caps not published.
Source: chatgpt.com · checked 2026-10-16
ChatGPTPlus$20/mo
Expanded messages/uploads, advanced reasoning with GPT-6, expanded deep research and Codex. 'Limits apply'; message caps may vary with demand and are not published.
Source: help.openai.com · checked 2026-10-16
ChatGPTPro 100$100/mo
Pro reasoning (GPT-6 Astra), longer Codex/Work sessions, 'unlimited' subject to abuse guardrails. Lowest of three Pro tiers; per-model allowances vary by tier and are not published.
Source: help.openai.com · checked 2026-10-16
ChatGPTPro 200$200/mo
More usage than Pro 100. New (non-grandfathered) Pro 200 subscriptions get a lower usage allowance than previously offered.
Source: help.openai.com · checked 2026-10-16
ChatGPTPro 500$500/mo
Highest included usage; includes GPT-6 Astra Ultrafast and GPT-6.1 Sol Ultrafast.
Source: help.openai.com · checked 2026-10-16
ClaudePro$20/mo
More usage than Free per five-hour session plus a weekly limit across all models (resets at a fixed weekly time per account). Message counts not published; vary by message length, attachments, model. Claude Code included, sharing the same limits.
Source: support.claude.com · checked 2026-10-16
ClaudeMax 5x$100/mo
5x the Pro per-session usage allowance; session limit resets every five hours; weekly limit across all models; separate weekly limit for Fable. Includes $100/month API credits.
Source: support.claude.com · checked 2026-10-16
ClaudeMax 20x$200/mo
20x the Pro per-session usage allowance; five-hour session reset; weekly limit; separate Fable weekly limit. Includes $200/month API credits.
Source: support.claude.com · checked 2026-10-16
ClaudeEnterprise$20/mo
Usage billed at API rates.
Source: claude.com · checked 2026-10-16

Free plans

ToolFree?What you get for $0 & source
ChatGPTFree tier
Free $0: 'Unlimited text chats with GPT-6' subject to abuse guardrails; limited uploads, image creation, voice, deep research, memory, Codex access. Help center says Free users have GPT-5.6 Luna; tools have separate limits. Ads may appear in some countries.
Source: chatgpt.com · checked 2026-10-16
ClaudeFree tier
Free $0: chat on web/desktop/mobile, web search, file creation & code execution, memory, connectors, Artifacts, up to 5 Projects. Sonnet and Haiku models (no Opus); no Claude Code. Usage limits reset on a rolling five-hour session window; message counts not published.
Source: claude.com · checked 2026-10-16

Recent price and limit changes

  1. benefit added
    Claude Max now includes monthly API credits ($100 on Max 5x, $200 on Max 20x)

    Anthropic's platform release notes: 'Claude Max and Team plans now include monthly API credits.' Credits don't cover interactive Claude Code and don't roll over.

  2. new tierlimit cut
    ChatGPT Pro 500 ($500/mo) launched; Pro 200 reopened with a lower usage allowance

    Pro 500 adds Ultrafast GPT-6 Astra / GPT-6.1 Sol. New, non-grandfathered Pro 200 subscriptions get a lower allowance; grandfathered users keep the old allowance through Oct 29, 2026.

  3. new tier
    ChatGPT adds a $100/month Pro tier (5x Plus Codex usage)

    New Pro tier between Plus ($20) and Pro ($200); temporary 10x Codex promo through May 31, 2026. Plus Codex usage rebalanced across the week.

  4. limit added
    Claude Pro and Max get weekly usage limits on top of 5-hour limits

    Announced July 28, 2025, effective Aug 28: an overall weekly limit and an Opus weekly limit, both resetting every 7 days. Anthropic estimated <5% of subscribers affected.

Questions people ask

Which is cheaper, ChatGPT or Claude?

ChatGPT is cheaper to start: ChatGPT Go costs $8/mo, against $20/mo for Claude Pro. At the top end, ChatGPT Pro 500 is $500/mo and Claude Max 20x is $200/mo.

Is ChatGPT or Claude free?

ChatGPT: Yes. Free $0: 'Unlimited text chats with GPT-6' subject to abuse guardrails; limited uploads, image creation, voice, deep research, memory, Codex access. Help center says Free users have GPT-5.6 Luna; tools have separate limits. Ads may appear in some countries. Claude: Yes. Free $0: chat on web/desktop/mobile, web search, file creation & code execution, memory, connectors, Artifacts, up to 5 Projects. Sonnet and Haiku models (no Opus); no Claude Code. Usage limits reset on a rolling five-hour session window; message counts not published.

How do the usage limits compare at the closest price?

ChatGPT Plus ($20/mo): Expanded messages/uploads, advanced reasoning with GPT-6, expanded deep research and Codex. 'Limits apply'; message caps may vary with demand and are not published. Claude Pro ($20/mo): More usage than Free per five-hour session plus a weekly limit across all models (resets at a fixed weekly time per account). Message counts not published; vary by message length, attachments, model. Claude Code included, sharing the same limits.

Is it cheaper to pay yearly?

ChatGPT: no yearly discount on the plans we track. Claude: up to 15% off when billed yearly (Pro: $17/mo instead of $20).

When did ChatGPT and Claude last change their pricing?

7 Oct 2026, Claude: Claude Max now includes monthly API credits ($100 on Max 5x, $200 on Max 20x). 29 Sep 2026, ChatGPT: ChatGPT Pro 500 ($500/mo) launched; Pro 200 reopened with a lower usage allowance. 9 Apr 2026, ChatGPT: ChatGPT adds a $100/month Pro tier (5x Plus Codex usage).

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