The cheapest AI subscriptions, ranked (Oct 2026)
51 AI subscriptions we track, ordered by the cheapest plan each vendor sells to an individual. Gemini is cheapest at $4.99/mo.
Cheapest AI subscriptions
| Tool | Cheapest plan | Price | Free tier | What the cheapest plan includes & source |
|---|---|---|---|---|
| Ranked by cheapest paid plan | ||||
01GeminiChat assistants |
Google AI Plus Top plan: Google AI Ultra (20x) $199.99/mo |
$4.99/mo | Free tier | 2x standard (Free) usage limits; 128k context; 200 Google Flow credits; 400 GB storage. Source: gemini.google · checked 2026-10-16 |
02KreaImage |
Basic Top plan: Max $63/mo billed yearly |
$5.25/mo billed yearly | Free tier | 5,000 compute units/month (~64 Nano Banana 2 images or 20 Seedance 2.0 videos); selected video models. Source: krea.ai · checked 2026-10-16 |
03ElevenLabsVoice & music |
Starter Top plan: Scale $299/mo |
$6/mo | Free tier | 30k credits/month; 20 Studio projects. (First-month promo shown.) Source: elevenlabs.io · checked 2026-10-16 |
04CursorAI coding |
Plus Top plan: Ultra $166.67/mo billed yearly |
$8/mo | Free tier | Base weekly usage pool for Cursor models, shared across Grok and Cursor; refreshes weekly. Only Grok models; third-party models not available. Absolute pool size not published. Source: cursor.com · checked 2026-10-16 |
05ChatGPTChat assistants |
Go Top plan: Pro 500 $500/mo |
$8/mo | Free tier | More messages with tools, more uploads, image creation and voice than Free; longer memory. May include ads. Exact caps not published. Source: chatgpt.com · checked 2026-10-16 |
06CodexAI coding |
Go Top plan: Pro ($100/$200/$500) from $100/mo |
$8/mo | Free tier | GPT-6 Luna at Standard speed in the desktop app (lightweight tasks). Caps not published. Source: developers.openai.com · checked 2026-10-16 |
07GrokChat assistants |
Plus Top plan: Ultra $200/mo |
$8/mo | Free tier | Base shared AI usage pool across Grok, Cursor and X; Grok Chat, Voice, Imagine, Build; Grok API. Source: grok.com · checked 2026-10-16 |
08MidjourneyImage |
Basic Top plan: Mega $96/mo billed yearly |
$10/mo | No free tier | 3.3 hr/month Fast GPU (200 minutes); no Relax mode; 3 concurrent fast image jobs; extra GPU time $4/hr. Source: docs.midjourney.com · checked 2026-10-16 |
09SunoVoice & music |
Pro Top plan: Premier $24/mo billed yearly |
$8/mo billed yearly | Free tier | 2,500 credits/month; 20 song downloads/month; up to 10 songs at once. Source: suno.com · checked 2026-10-16 |
10UdioVoice & music |
Standard Top plan: Pro $24/mo billed yearly |
$10/mo | Free tier | 2,400 credits/month, no rollover; no 3/day limit. Source: udio.com · checked 2026-10-16 |
11Raycast AIProductivity |
Pro | $10/mo | Free tier | 500 credits of AI usage included every month. Source: raycast.com · checked 2026-10-16 |
12JetBrains AIAI coding |
AI Pro Top plan: AI Ultimate $25/mo billed yearly |
$10/mo | Free tier | 10 monthly AI credits (1 credit = $1); unlimited completion; Junie, Claude Agent, Codex, Gemini. 30-day free trial. Source: jetbrains.com · checked 2026-10-16 |
13Microsoft CopilotChat assistants |
Microsoft 365 Personal Top plan: Microsoft 365 Premium $16.67/mo billed yearly |
$9.99/mo | Free tier | 1 person; 1 TB; Copilot in Word, Excel, PowerPoint, Outlook, OneNote with 'higher usage than free' (not quantified). Source: microsoft.com · checked 2026-10-16 |
14Otter.aiProductivity |
Pro | $8.33/mo billed yearly | Free tier | 1,200 minutes per user/month; 10 monthly audio/video file imports. Source: otter.ai · checked 2026-10-16 |
15GammaProductivity |
Plus Top plan: Ultra $90/mo billed yearly |
$9/mo billed yearly | Free tier | 1,000 monthly credits. Source: gamma.app · checked 2026-10-16 |
16Adobe FireflyImage |
Firefly Standard Top plan: Firefly Premium $199.99/mo |
$9.99/mo | Free tier | 2,000 generative credits/month; unlimited standard image features (e.g. Generative Fill). Source: adobe.com · checked 2026-10-16 |
17GitHub CopilotAI coding |
Pro Top plan: Max $100/mo |
$10/mo | Free tier | Unlimited completions/next-edit suggestions; $15/month total GitHub AI Credits ($10 base + $5 flex). Chat, agent mode, code review, cloud agent and CLI consume credits. Source: github.com · checked 2026-10-16 |
18Notion AIProductivity |
Plus Top plan: Business $20/mo |
$10/mo | Trial only | Notion AI: Limited Trial only. Source: notion.com · checked 2026-10-16 |
19ZedAI coding |
Pro | $10/mo | Free tier | Unlimited edit predictions; $5 of tokens included monthly; beyond that billed at API list price +10%. Source: zed.dev · checked 2026-10-16 |
20Fireflies.aiProductivity |
Pro | $18/mo | Free tier | Unlimited transcription and AI summaries; 20 AI credits; rate limits apply. Source: fireflies.ai · checked 2026-10-16 |
| Price not published | ||||
—TabnineAI coding |
Enterprise | Not published (contact Tricentis sales) | Free tier unclear | Not published. Source: tabnine.com · checked 2026-10-17 |
—QodoAI coding |
Pro Team | $0.012/credit, pooled across team; packs of 2,500 / 5,000 / 20,000 credits | Trial only | 2,500 credits ≈ 18 reviews/mo; 5,000 ≈ 36 reviews/mo; 20,000 ≈ 144 reviews/mo (Qodo's estimates). No rate limits; no annual commitment. Source: qodo.ai · checked 2026-10-16 |
—PoeChat assistants |
Subscription | Not published on the public web (shown in-app) | Free tier | Higher point allowance than free; add-on points at approx. $30 per 1M points. Source: help.poe.com · checked 2026-10-16 |
—Character.AIChat assistants |
c.ai+ | Not verified | Free tier | Not published on a fetchable page. Source: support.character.ai · checked 2026-10-16 |
—CanvaImage |
Pro | Not captured (prices load by region and did not render) | Free tier | 10x more AI than Canva Free (Premium or Ultra AI); fair use limits. Source: canva.com · checked 2026-10-16 |
How this list is ranked
Sorted by the lowest per-month price billed yearly where offered of each tool's cheapest individual plan (team and per-seat plans are skipped when an individual plan exists). Ties keep the order of our main price table. Price is the only ranking factor: a cheaper plan can come with much tighter limits, so read the limits column before you buy.
We never rank on reviews, affiliate deals or sponsorship. Facts are vendor-stated; "not published" means the vendor doesn't say.
Recent changes in this list
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plan restructureCursor moves into The X Subscription: new Plus $8 / Premium $30 / Super $100 / Ultra $200 plans with a weekly pool
New customers now buy Cursor as part of The X Subscription (Grok + Cursor + X). Usage moves from two monthly pools to one weekly pool shared with Grok; third-party models (Claude, GPT, Gemini) are no longer included and bill at API list price on Premium and above. Legacy Pro ($20), Pro+ ($60), Ultra ($200) continue for existing subscribers.
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plan restructureSuperGrok folded into The X Subscription (Plus $8, Premium $30, Super $100, Ultra $200)
xAI announced one subscription for Grok, Cursor and X Premium; Premium bundles the benefits of SuperGrok, Cursor Pro and X Premium+ ('previously $90/month combined'). Existing SuperGrok plans continue.
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benefit addedClaude Max now includes monthly API credits ($100 on Max 5x, $200 on Max 20x)
Anthropic's platform release notes: 'Claude Max and Team plans now include monthly API credits.' Credits don't cover interactive Claude Code and don't roll over.
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new tierlimit cutChatGPT Pro 500 ($500/mo) launched; Pro 200 reopened with a lower usage allowance
Pro 500 adds Ultrafast GPT-6 Astra / GPT-6.1 Sol. New, non-grandfathered Pro 200 subscriptions get a lower allowance; grandfathered users keep the old allowance through Oct 29, 2026.
-
billing modelGitHub Copilot switches to usage-based GitHub AI Credits; Max plan ($100) launches
Premium requests replaced by AI Credits billed at model API rates. Pro $10 includes $15 total ($10 base + $5 flex), Pro+ $39 includes $70, new Max $100 includes $200. Flex allotments may change over time.
Questions people ask
What is the cheapest AI subscription?
Gemini: Google AI Plus costs $4.99/mo. Next cheapest: Krea ($5.25/mo billed yearly), ElevenLabs ($6/mo), Cursor ($6.67/mo billed yearly). Prices checked 2026-10-16.
Which AI subscriptions have a free plan?
Cursor, Claude, ChatGPT, Codex, GitHub Copilot, Windsurf, Lovable, Bolt.new, v0, Gemini, Perplexity, Grok, ElevenLabs, HeyGen, Runway, Suno, Zed, JetBrains AI, Kiro, Warp, Amp, Kilo Code, Microsoft Copilot, Le Chat, Grammarly, Poe, Character.AI, Otter.ai, Fireflies.ai, Descript, Leonardo.Ai, Krea, Pika, Synthesia, Udio, Gamma, Canva, Adobe Firefly, Manus, Raycast AI, Wispr Flow. Not free: Claude Code (no free plan), Replit (none listed), Midjourney (no free plan), Notion AI (trial only), Tabnine (none listed), Augment Code (none listed), Qodo (trial only), Jasper (trial only), Ideogram (none listed), Luma AI (none listed).
What is the most expensive individual plan here?
ChatGPT Pro 500 at $500/mo.
How current is this ranking?
It is rebuilt from our data every time prices are checked; the last check was 2026-10-16. Every price links to the vendor page it came from.