AI subscription cost calculator (Oct 2026)
Pick the AI plans you pay for. See what they add up to each month and each year, then every saving the vendors' own prices point to: yearly billing, a cheaper plan, the same subscription counted twice, two tools doing one job, a free plan.
- 53 tools, 129 priced plans
- Prices checked
- The link keeps your picks
1Pick your plans
AI coding18
- Cursor free plan
- API (pay-as-you-go)not published
- Codex free planAPI keynot published
- GitHub Copilot free plan
- Windsurf free plan
- Lovable free plan
- Bolt.new free plan
- v0 free plan
- Zed free plan
- JetBrains AI free plan
- Enterprisenot published
- Kiro free plan
- Warp free plan
- Amp free planGigawattnot published
- Kilo Code free plan
- Pro Teamnot published
Chat assistants11
- Claude free plan
- ChatGPT free plan
- Gemini free plan
- Perplexity free plan
- Grok free plan
- Microsoft Copilot free plan
- Le Chat free plan
- Poe free planSubscriptionnot published
- Character.AI free planc.ai+not published
- Manus free plan
- Instinctnot published
Image6
- Leonardo.Ai free plan
- Krea free plan
- Canva free planPronot publishedBusinessnot published
- Adobe Firefly free plan
Voice & music4
- ElevenLabs free plan
- Suno free plan
- Udio free plan
- Wispr Flow free planEnterprisenot published
Productivity8
- Grammarly free planEnterprisenot published
- Businessnot published
- Otter.ai free plan
- Fireflies.ai free plan
- Gamma free plan
- Raycast AI free plan
- Briefnot published
No tool matches. Try a shorter name.
How the calculator works
Totals use each plan's published month-to-month price, or its per-month price billed yearly when you pick yearly billing (or when that's the only price the vendor shows). Plans the vendor prices per seat, user or member are multiplied by the seats you enter; flat team prices (such as Krea Business, one price for up to 50 members) and team plans whose seat basis is not published are counted once. Where a vendor lists several prices for one plan (for example "$100, $200 or $500"), the lowest is used and the line says "from".
Savings are arithmetic on the same published numbers. Sure savings change nothing about what you get: paying yearly where the vendor prices it lower, or not paying twice for one subscription. If it still covers you savings depend on your usage, so each one quotes the vendor's published limits for you to check: a cheaper plan of the same tool, keeping one of two tools in the same category, or a free plan.
Plans whose price isn't published can't be added. We never rank or suggest on affiliate deals or sponsorship. Prices in USD, excluding tax.
AI subscription cost questions
How much do AI subscriptions cost?
Of the 53 AI tools we track, the cheapest paid individual plans start around $4.99/mo and the top individual plans reach $500/mo. Most chat assistants and coding tools sell a main plan at about $20/mo. Pick yours above to total them.
How does the calculator find savings?
It only uses prices and limits the vendors publish: a yearly-billing price lower than the monthly one, a cheaper plan of the same tool (shown next to its published limits so you can check it still covers you), two plans that are the same subscription, two tools in the same category, and free plans. It never estimates usage or invents a price.
Is my selection saved?
Only in the page address. Copy the link to keep or share your bill; nothing is stored on our side.
How current are the prices?
They come from data/tools.json, checked against each vendor's pricing page; last checked 2026-10-16. Prices are USD and exclude tax.