GitHub Copilot vs Claude Code: pricing and usage limits (Oct 2026)

GitHub Copilot starts at $10/mo, Claude Code at $20/mo. Only GitHub Copilot has a free plan. Every plan from both vendors, the limits each one actually publishes, and what changed recently, with a source on every line.

AI codingChecked Sources on every line

The short answer

Verdict from the data
Cheaper to start
GitHub Copilot. GitHub Copilot Pro is $10/mo; the cheapest Claude Code plan, Claude Code via Claude Pro, is $20/mo ($10 more).
Free plan
Only GitHub Copilot. Claude Code has no free plan.
Top of the ladder
GitHub Copilot Max at $100/mo vs Claude Code via Claude Max 20x at $200/mo.
Paying yearly
Claude Code takes up to 15% off (Claude Pro); GitHub Copilot shows no yearly discount on the plans we track.
Hard numbers
Claude Code doesn't publish exact allowances, so the limits below are quoted, not counted.
Latest move
GitHub Copilot, 1 Jun 2026: GitHub Copilot switches to usage-based GitHub AI Credits; Max plan ($100) launches.

Pick GitHub Copilot if you want the lowest monthly bill and you need to start at $0. Beyond price and free access, the deciding factor is which models and features you need; we track the money, not the model quality.

Head to head

FactGitHub CopilotClaude Code
Free planFree tierNo free tier
Cheapest planPro · $10/moVia Claude Pro · $20/mo
Top planMax · $100/moVia Claude Max 20x · $200/mo
Plans tracked34
Yearly discountNone shownup to 15%
Allowance periodsMonthly5-hourWeekly
Latest changebilling model None logged
Last checked

Closest price match: GitHub Copilot Max vs Claude Code via Claude Max 5x

Max

$100/mo
Limits $200/month total AI Credits ($100 base + $100 flex); '2.9x+ included usage than Pro+'; priority access to new models.Source: github.com · checked 2026-10-16

Via Claude Max 5x

$100/mo
Limits 5x Pro per-session allowance; five-hour session + general weekly limit + separate weekly Fable limit, shared with Claude.Source: support.claude.com · checked 2026-10-16

Every plan side by side

ToolPlanPriceLimits as stated & source
GitHub CopilotPro$10/mo
Unlimited completions/next-edit suggestions; $15/month total GitHub AI Credits ($10 base + $5 flex). Chat, agent mode, code review, cloud agent and CLI consume credits.
Source: github.com · checked 2026-10-16
GitHub CopilotPro+$39/mo
$70/month total AI Credits ($39 base + $31 flex); premium models incl. Opus; '4x+ included usage than Pro'.
Source: github.com · checked 2026-10-16
GitHub CopilotMax$100/mo
$200/month total AI Credits ($100 base + $100 flex); '2.9x+ included usage than Pro+'; priority access to new models.
Source: github.com · checked 2026-10-16
Claude CodeVia Claude Pro$20/mo
Five-hour session limit and weekly limit, shared with Claude chat (web/desktop/mobile). Usage credits can be enabled to continue past limits. Counts not published.
Source: support.claude.com · checked 2026-10-16
Claude CodeVia Claude Max 5x$100/mo
5x Pro per-session allowance; five-hour session + general weekly limit + separate weekly Fable limit, shared with Claude.
Source: support.claude.com · checked 2026-10-16
Claude CodeVia Claude Max 20x$200/mo
20x Pro per-session allowance; same limit structure as Max 5x.
Source: support.claude.com · checked 2026-10-16
Claude CodeAPI (pay-as-you-go)Usage billed at API token rates
No subscription limit; pay per token.
Source: claude.com · checked 2026-10-16

Free plans

ToolFree?What you get for $0 & source
GitHub CopilotFree tier
Free $0: 2,000 completions per month; 'limited chat and agent usage'; Haiku 4.5, GPT-5 mini and more; Copilot CLI. No credit card. Verified students get a free Copilot Student plan; verified teachers and popular OSS maintainers may get Pro free.
Source: github.com · checked 2026-10-16
Claude CodeNo free tier
Not included in the Free Claude plan (pricing table: Claude Code 'No' on Free). Can alternatively be used pay-as-you-go with API credits via a Console account.
Source: claude.com · checked 2026-10-16

Recent price and limit changes

  1. billing model
    GitHub Copilot switches to usage-based GitHub AI Credits; Max plan ($100) launches

    Premium requests replaced by AI Credits billed at model API rates. Pro $10 includes $15 total ($10 base + $5 flex), Pro+ $39 includes $70, new Max $100 includes $200. Flex allotments may change over time.

Questions people ask

Which is cheaper, GitHub Copilot or Claude Code?

GitHub Copilot is cheaper to start: GitHub Copilot Pro costs $10/mo, against $20/mo for Claude Code via Claude Pro. At the top end, GitHub Copilot Max is $100/mo and Claude Code via Claude Max 20x is $200/mo.

Is GitHub Copilot or Claude Code free?

GitHub Copilot: Yes. Free $0: 2,000 completions per month; 'limited chat and agent usage'; Haiku 4.5, GPT-5 mini and more; Copilot CLI. No credit card. Verified students get a free Copilot Student plan; verified teachers and popular OSS maintainers may get Pro free. Claude Code: No. Not included in the Free Claude plan (pricing table: Claude Code 'No' on Free). Can alternatively be used pay-as-you-go with API credits via a Console account.

How do the usage limits compare at the closest price?

GitHub Copilot Max ($100/mo): $200/month total AI Credits ($100 base + $100 flex); '2.9x+ included usage than Pro+'; priority access to new models. Claude Code via Claude Max 5x ($100/mo): 5x Pro per-session allowance; five-hour session + general weekly limit + separate weekly Fable limit, shared with Claude.

Is it cheaper to pay yearly?

GitHub Copilot: no yearly discount on the plans we track. Claude Code: up to 15% off when billed yearly (Claude Pro: $17/mo instead of $20).

When did GitHub Copilot and Claude Code last change their pricing?

1 Jun 2026, GitHub Copilot: GitHub Copilot switches to usage-based GitHub AI Credits; Max plan ($100) launches.

Free to cite. All data is CC BY 4.0: quote, embed or republish it with a link to AI Plan Tracker. Raw data: tools.json · changes.json. Spotted an error? Every fact links to its source and the date we checked it.