Microsoft 365 Personal
$9.99/mo
Annual: $99.99/yr
Limits 1 person; 1 TB; Copilot in Word, Excel, PowerPoint, Outlook, OneNote with 'higher usage than free' (not quantified).Source: microsoft.com · checked 2026-10-16
Microsoft Copilot pricing, usage limits and free plan (Oct 2026)
Microsoft · 4 paid plans tracked · from $9.99/mo · last checked 2026-10-16
Is Microsoft Copilot free?
Free tier
Microsoft Copilot app is free; paid Microsoft 365 plans give 'higher usage than free' (Personal/Family) or 'extensive usage' (Premium). Free usage limits not published on this page.Source: microsoft.com · checked 2026-10-16
Microsoft Copilot plans, prices and usage limits
Microsoft 365 Family
$12.99/mo
Annual: $129.99/yr
Limits 1-6 people (AI for subscription owner only); up to 6 TB; same Copilot usage as Personal.Source: microsoft.com · checked 2026-10-16
Microsoft 365 Premium
$19.99/mo
Annual: $199.99/yr
Limits 'Extensive usage'; AI agents (research reports, data analysis); advanced Copilot features.Source: microsoft.com · checked 2026-10-16
Microsoft 365 Copilot Business (add-on)
$18/mo billed yearly
from $18/user/month paid yearly (was $21)
Limits Business add-on to existing Microsoft 365 plans.Source: microsoft.com · checked 2026-10-16
How Microsoft Copilot's limits reset
| Plan | Price | Periods the vendor mentions |
|---|---|---|
| Free | $0 | Not stated |
| Microsoft 365 Personal | $9.99/mo | Not stated |
| Microsoft 365 Family | $12.99/mo | Not stated |
| Microsoft 365 Premium | $19.99/mo | Not stated |
| Microsoft 365 Copilot Business (add-on) | $18/mo billed yearly | Not stated |
Microsoft Copilot doesn't state a reset schedule on the pages we track.
Quoted from the sources above. Allowance periods are the time words each vendor uses in its limits ("weekly", "five-hour", "per month").
Flags & uncertainty
Usage limits described only qualitatively.
Microsoft Copilot price and limit history
No price, limit or free-tier change logged for Microsoft Copilot yet. The detector checks its pricing pages daily; get an alert when it moves.
Compare Microsoft Copilot
Microsoft Copilot pricing questions
Is Microsoft Copilot free?
Yes. Microsoft Copilot app is free; paid Microsoft 365 plans give 'higher usage than free' (Personal/Family) or 'extensive usage' (Premium). Free usage limits not published on this page.
How much does Microsoft Copilot cost?
Microsoft Copilot has 4 paid plans: Microsoft 365 Personal $9.99/mo; Microsoft 365 Family $12.99/mo; Microsoft 365 Premium $19.99/mo; Microsoft 365 Copilot Business (add-on) from $18/user/month paid yearly (was $21). Cheapest: $9.99/mo. Checked 2026-10-16.
What are Microsoft Copilot's usage limits?
Microsoft 365 Personal: 1 person; 1 TB; Copilot in Word, Excel, PowerPoint, Outlook, OneNote with 'higher usage than free' (not quantified). Microsoft 365 Family: 1-6 people (AI for subscription owner only); up to 6 TB; same Copilot usage as Personal. Microsoft 365 Premium: 'Extensive usage'; AI agents (research reports, data analysis); advanced Copilot features. Microsoft 365 Copilot Business (add-on): Business add-on to existing Microsoft 365 plans. Usage limits described only qualitatively.
Is Microsoft Copilot cheaper if you pay yearly?
Yes, up to 17%: Microsoft 365 Personal is $8.33/mo billed yearly instead of $9.99/mo.
Has Microsoft Copilot's pricing changed recently?
No change is logged for Microsoft Copilot yet. Prices were last checked 2026-10-16.
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