Cursor Premium vs Claude Code via Claude Pro (Oct 2026)

Cursor Premium $30/mo; Claude Code via Claude Pro $20/mo. Models, usage limits, reset windows, what happens at the limit, seats, free plans and sources side by side, checked 2026-10-21.

Not published = the vendor's page doesn't say · — = doesn't apply
PlanCursorPremiumClaude CodeClaude Pro
Price, month to month$30/mo$20/mo
Price, billed yearly$25/mo
billed yearly · $300/yr
$17/mo
billed yearly · $200/yr
Models (as stated)Not publishedOpus, Sonnet, Haiku (latest 5.5); Fable 5.1 only on usage credits
Source: claude.com (opens in new tab) · checked 2026-10-26
Usage limits (as stated)
4x Plus weekly usage. Third-party models at API list price from prepaid credit. Adds Cloud Agents, Bugbot, Origin hosting.
Five-hour session limit and weekly limit, shared with Claude chat (web/desktop/mobile). Usage credits can be enabled to continue past limits. Counts not published.
Reset windowWeekly
  • 4x Plus weekly usage
5-hour session limit; weekly limit; shared with Claude chat
Source: support.claude.com (opens in new tab) · checked 2026-10-26
When you hit the limit
  • Third-party models at API list price from prepaid credit
Wait for reset, upgrade, turn on usage credits (API rates), or switch to Console API credits
Source: support.claude.com (opens in new tab) · checked 2026-10-26
Seats & teamsIndividual planIndividual plan
Coding agent / API
  • Third-party models at API list price from prepaid credit
  • Adds Cloud Agents, Bugbot, Origin hosting
Terminal and IDE (VS Code, JetBrains) included; API billed separately
Source: support.claude.com (opens in new tab) · checked 2026-10-26
Free plan (whole tool)Free tier
Free plan $0/month: 'Limited agent requests', 'Limited Chat requests'. No third-party models (Claude/GPT/Gemini) on Free. Exact request counts not published.
No free tier
Not included in the Free Claude plan (pricing table: Claude Code 'No' on Free). Can alternatively be used pay-as-you-go with API credits via a Console account.
Last verified & sourceSource: cursor.com (opens in new tab) · checked 2026-10-21Source: support.claude.com (opens in new tab) · checked 2026-10-16
Official siteTry Cursor (opens in new tab)Official site · cursor.comTry Claude Code (opens in new tab)Official site · claude.com

How this table is built

Every cell comes from the plan's entry in our data, which quotes the vendor's pricing page linked in the Last verified row. Models, reset windows, what happens at the limit, seats and coding-agent or API access are the vendor's own sentences, picked out of the plan's published limits; nothing is estimated. Not published means the cited page doesn't state it; — means it doesn't apply to that kind of tool. Highlight differences marks the rows where the plans don't match.

Columns stay in the order you pick them. Affiliate deals never change which plans are shown, their order or their cells; only the Try link can be an affiliate link, and it says so.

Questions about these plans

What is the difference between Cursor Premium vs Claude Code via Claude Pro?

Cursor Premium: $30/mo; 4x Plus weekly usage. Third-party models at API list price from prepaid credit. Adds Cloud Agents, Bugbot, Origin hosting. Claude Code via Claude Pro: $20/mo; Five-hour session limit and weekly limit, shared with Claude chat (web/desktop/mobile). Usage credits can be enabled to continue past limits. Counts not published.

Which one is cheaper?

Claude Code via Claude Pro has the lowest month-to-month price. Prices are what each vendor publishes; check the limits row before you decide.

How current is this comparison?

It is rebuilt every time prices are checked. Each column shows the date its plan was last verified, with the vendor's page linked.

Free to cite. All data is CC BY 4.0: quote, embed or republish it with a link to AI Plan Tracker. Raw data: tools.json · changes.json. Spotted an error? Every fact links to its source and the date we checked it.