GitHub Copilot Pro vs Cursor Plus vs Windsurf Pro vs Claude Code via Claude Pro (Oct 2026)
GitHub Copilot Pro $10/mo; Cursor Plus $8/mo; Windsurf Pro $20/mo; Claude Code via Claude Pro $20/mo. Models, usage limits, reset windows, what happens at the limit, seats, free plans and sources side by side, checked 2026-10-29.
| Plan | GitHub CopilotPro | CursorPlus | WindsurfPro | Claude CodeClaude Pro |
|---|---|---|---|---|
| Price, month to month | $10/mo | $8/mo | $20/mo | $20/mo |
| Price, billed yearly | Not published | $6.67/mo billed yearly · $80/yr | Not published | $17/mo billed yearly · $200/yr |
| Models (as stated) | Not published |
|
| Opus, Sonnet, Haiku (latest 5.5); Fable 5.1 only on usage credits Source: claude.com (opens in new tab) · checked 2026-10-26 |
| Usage limits (as stated) | Unlimited completions/next-edit suggestions; 1,500 monthly AI credits ($15 value: $10 base + $5 flex); medium-complexity models; third-party agents (Claude Code, Codex). Chat, agent mode, code review, cloud agent and CLI consume credits. | Base weekly usage pool for Cursor models, shared across Grok and Cursor; refreshes weekly. Only Grok models; third-party models not available. Absolute pool size not published. | 'Increased quotas' incl. frontier models (OpenAI, Claude, Gemini, SpaceXAI); 'Free use of SWE-2' (no end date shown as of 2026-10-19); Devin Cloud access; extra usage at API pricing. Quota size not published. | Five-hour session limit and weekly limit, shared with Claude chat (web/desktop/mobile). Usage credits can be enabled to continue past limits. Counts not published. |
| Reset window | Monthly | Weekly
| Not published | 5-hour session limit; weekly limit; shared with Claude chat Source: support.claude.com (opens in new tab) · checked 2026-10-26 |
| When you hit the limit |
| Not published |
| Wait for reset, upgrade, turn on usage credits (API rates), or switch to Console API credits Source: support.claude.com (opens in new tab) · checked 2026-10-26 |
| Seats & teams | Individual plan | Individual plan | Individual plan | Individual plan |
| Coding agent / API |
| Not published |
| Terminal and IDE (VS Code, JetBrains) included; API billed separately Source: support.claude.com (opens in new tab) · checked 2026-10-26 |
| Free plan (whole tool) | Free tier Free $0: 2,000 completions per month; 'limited chat and agent usage'; 'access to entry level models'; Free plan supports CLI and agent mode. No credit card. Verified students get a free Copilot Student plan; verified teachers and popular OSS maintainers may get Pro free. | Free tier Free plan $0/month: 'Limited agent requests', 'Limited Chat requests'. No third-party models (Claude/GPT/Gemini) on Free. Exact request counts not published. | Free tier Free $0: 'Light quota to code with agents', limited model availability, unlimited inline edits and Tab completions. Quota size not published. | No free tier Not included in the Free Claude plan (pricing table: Claude Code 'No' on Free). Can alternatively be used pay-as-you-go with API credits via a Console account. |
| Last verified & source | Source: github.com (opens in new tab) · checked 2026-10-29 | Source: cursor.com (opens in new tab) · checked 2026-10-21 | Source: devin.ai (opens in new tab) · checked 2026-10-19 | Source: support.claude.com (opens in new tab) · checked 2026-10-16 |
| Official site | Try GitHub Copilot (opens in new tab)Official site · github.com | Try Cursor (opens in new tab)Official site · cursor.com | Try Windsurf (opens in new tab)Official site · devin.ai | Try Claude Code (opens in new tab)Official site · claude.com |
How this table is built
Every cell comes from the plan's entry in our data, which quotes the vendor's pricing page linked in the Last verified row. Models, reset windows, what happens at the limit, seats and coding-agent or API access are the vendor's own sentences, picked out of the plan's published limits; nothing is estimated. Not published means the cited page doesn't state it; — means it doesn't apply to that kind of tool. Highlight differences marks the rows where the plans don't match.
Columns stay in the order you pick them. Affiliate deals never change which plans are shown, their order or their cells; only the Try link can be an affiliate link, and it says so.
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Questions about these plans
What is the difference between GitHub Copilot Pro vs Cursor Plus vs Windsurf Pro vs Claude Code via Claude Pro?
GitHub Copilot Pro: $10/mo; Unlimited completions/next-edit suggestions; 1,500 monthly AI credits ($15 value: $10 base + $5 flex); medium-complexity models; third-party agents (Claude Code, Codex). Chat, agent mode, code review, cloud agent and CLI consume credits. Cursor Plus: $8/mo; Base weekly usage pool for Cursor models, shared across Grok and Cursor; refreshes weekly. Only Grok models; third-party models not available. Absolute pool size not published. Windsurf Pro: $20/mo; 'Increased quotas' incl. frontier models (OpenAI, Claude, Gemini, SpaceXAI); 'Free use of SWE-2' (no end date shown as of 2026-10-19); Devin Cloud access; extra usage at API pricing. Quota size not published. Claude Code via Claude Pro: $20/mo; Five-hour session limit and weekly limit, shared with Claude chat (web/desktop/mobile). Usage credits can be enabled to continue past limits. Counts not published.
Which one is cheaper?
Cursor Plus has the lowest month-to-month price. Prices are what each vendor publishes; check the limits row before you decide.
How current is this comparison?
It is rebuilt every time prices are checked. Each column shows the date its plan was last verified, with the vendor's page linked.